Senior Loan Officer Spencer Garcia joined the military after high school because he wanted to be a part of something bigger than himself. After three years of active duty, Spencer transitioned to the reserves and moved to San Diego to pursue his degree at San Diego State. With the addition of online learning, Spencer took a leap of faith and relocated to Hawaii where he fell in love with the culture and the people. He graduated in 2022 with his BS in Business Management and is dedicated to serving his fellow Veterans and service members. Spencer aspires to help his borrowers achieve their dream of homeownership and is excited to do that here at Veterans United!
| Office | 808-465-3600 x7149 |
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| spencer.garcia |
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| Address | 745 Fort Street Mall, Suite #1001 , Honolulu, HI, 96813 |
⸻I worked with Spencer Garcia at Veterans United Home Loans, and the entire process was simple and straightforward. Since Spencer is also a veteran, it was easy to relate to him on that level, which made the experience even better. His team is full of experts who are ready to help you get into your new home. Just be prepared to submit documents quickly as things move along.
Veteran's United is Highly recommended regarding VA Home Loan's. Spencer, the Loan Officer and his helper's were great! Spencer answered any questions I needed help with. He called me right back every time! Spencer walked me through the process every step of the way which helped me get through the process with ease. Thanks Spencer, you made my application process with Veteran's United Home Loan process a wonderful journey to my 1rst Home!
Spencer was really responsive and helped with whatever I asked.
Getting the requirements was a bit challenging but it was more updated information that I needed to provide a second time around to the website. I hope that my relationship with VU will continue to be a positive and pleasant one as we move into the long term servicing portion of my loan.
This experience has made me realized that people talk smack about veterans united for no reason because Spencer was very helpful and made sure I was getting my monies worth. At no point did I feel like I was being ripped off or cheated out of a better deal. I had other loan officers I was working with to get better deals but no one could come close to veterans united. I even had one loan officer told me to definitely stick with veterans united.