Skip to Content
Contact your local Veterans United office in Hawaii

Whether you have questions about your loan options, need help with your account, or are ready to start your home ownership journey, we’re here to serve you. (808) 677-5626

Contact Information

  • Phone (808) 677-5626
  • E-Mail
  • Location 94-539 Puahi St
    Waipio, HI 96797
  • Hours Mon. -- Fri.: 8 a.m. -- 4 p.m.
    Closed Saturday and Sunday
  • Community Facebook Instagram

Meet the Team at Veterans United in Hawaii

Sheryl Chun

Sales Manager

NMLS #346120

Email Sheryl

Born and raised in Hawaii, Sheryl has been working in the mortgage business for over 20 years. She brings with her the warmth and patience in understanding each client’s desire for home ownership. In her free time, Sheryl enjoys spending time with her family and is very active with her children's school and extracurricular activities. Sheryl looks forward to helping you achieve your mortgage needs – with a personal touch.

Nathan Bernier

Sr. Loan Officer

NMLS #816249

Email Nathan

Nathan was raised in Florida but moved around the country as his father was in the United States Navy for 20 years. After graduating from the University of North Florida with a bachelor’s degree in business management, he made the decision to move back to Hawaii. Following in his parents' footsteps, he began working in the mortgage industry and hasn’t looked back since. Surfing, diving and touring the islands are Nate’s usual hobbies in his free time.

Shawn Swenson

Sr. Loan Officer

NMLS #723359

Email Shawn

Iraq ended a 16-year-long military career for Shawn, but it didn’t end his mission to take care of soldiers. Shawn's mission is to help educate our veteran community. He feels blessed to walk with his brothers and sisters through one of the toughest financial decisions one can make. Work and family are his focus, and God has blessed him with four beautiful girls with whom he spends his life.

Gary Goldstein

Loan Officer

NMLS #959014

Email Gary

Gary was born and raised in Southern California and joined the mortgage industry in 1996. He has held nearly every position in both wholesale and retail. Gary has coached wrestling at the high school level over the past several years. His father is an Army veteran, and his sister is presently a Master Chief in the Navy. He has several other veteran relatives in his brother and two brothers-in-law. In his free time, he enjoys running races with his wife, SUP and surfing.

Paul L'Ecuyer

Director of Business Development

NMLS #334489

Email Paul

Paul has been a licensed attorney in Hawaii since 1983 and has worked specifically in real estate and mortgage banking since the 1990s. He previously owned a mortgage brokerage company and has experience in all types of loans – including commercial, FHA, VA and conventional. In his spare time, Paul plays tennis and golf and enjoys skiing and traveling.

Tory Tuttle

Loan Officer

NMLS #870114

Email Tory

Tory Tuttle, originally from Tucson, Arizona, has lived in Hawaii for 11 years. She brings with her over 15 years of experience in the mortgage industry. She and her husband live on the North Shore of Oahu and enjoy hiking with their two dogs. Tory is passionate about helping her clients achieve their dreams of homeownership and is equipped with the knowledge, skills and experience to assist them throughout their home buying journey.

Dawn Luat

Loan Officer

NMLS #315432

Email Dawn

Dawn Luat was born and raised on Oahu. She has been in the mortgage industry since 2010. Previously, she held positions as a loan officer with Hawaii VA Loans, sales assistant with Gentry HomeLoans and as a property and casualty claims adjuster with Nationwide Insurance. Dawn is passionate about helping families and proudly serves our veterans and active duty military. Dawn and her husband live in Pearl City with their daughter and two dogs, and they love exploring the island’s beaches and hiking trails.

Nick Foley

Loan Officer

NMLS #1509851

Email Nick

John Sego

Loan Officer

NMLS #1439557

Email John

LTC (Ret) John Sego has joined the Veterans United Home Loans Hawaii team as a Loan Officer after completing a distinguished career in the United States Army, where he served on active duty for over 29 years as both an enlisted Soldier and commissioned officer in the Infantry. Being fortunate to live in Hawaii throughout his military career, John has also served in numerous duty stations across the USA, Germany, and Korea, as well as serving two combat tours in Iraq and Afghanistan. John has a wealth of knowledge and experience gained from working with all service members and is excited to continue to serve our veterans, service members, and their families. Cell: 808) 222-0760

View Profile »

Larry Gonzales

Loan Officer

NMLS #1452722

Email Larry

Larry Gonzales is a Loan Officer at Veterans United Home Loans of San Diego. He is a U.S. Navy veteran with more than 20 years of service to his name. Larry treats his customers like they’re part of his own family and finds joy in serving others. When he isn’t in the office giving his homebuyers top-notch home loan service, he enjoys hiking, surfing, the outdoors and spending as much time as possible with his family.

Lyda Cole

Loan Officer

NMLS #1428071

Email Lyda

Lyda has lived in the area for nine years and is currently an active duty service member’s spouse. Lyda has also served eight years of honorable service in the U.S. Marine Corps. Now, Lyda aims to improve the lives of local veterans through her work at Veterans United. She takes prides in being a part of a team that dedicates its work to making each movement in the loan process stress-free and meaningful. Lyda is the proud mother of her daughter, Miaah, and enjoys time outdoors, hiking and hitting up the beach with her family.

Shawn Sutton

Loan Officer

NMLS #1462610

Email Shawn

My name is Shawn Sutton and I'm licensed loan officer with Veterans United Home Loans of Hawaii and a very proud United Stated Army veteran. Our company specializes in VA Home Loans and educating veterans on its benefit and use. Like many veterans, I am a family man who wanted nothing more than to provide a home for their loved ones and VA Home Loan Benefit allowed me to accomplish that goal. Now, I want to help my follow brothers and sisters-in-arms by providing them with the same knowledge and expertise that was afforded to me during my home buying process. If you are a veteran or know of veteran looking to purchase a home in beautiful Hawaii please give me a call, text, or email at the information provided.

Troy Switzer

Loan Officer

NMLS #1532881

Email Troy

Troy was born here in the islands and has family roots on the Valley Isle in Lahaina. Troy is the son of a retired U.S. Navy Commander and himself a 10 year veteran of the U.S. Navy’s Nuclear Power Program. Troy spent the majority of his Navy career at Pearl Harbor serving on fast attack submarines, and prior to joining the VU team spent 5 years as a civilian at Pearl Harbor Naval Shipyard fixing the same submarines he was honored to serve on. Troy is passionate about our Aina and helping his fellow veterans own a piece of the country they have fought to defend. Having been a client and employee of Veterans United and calling Hawaii home; Troy provides a unique insight into the needs of his clients.

Sean Innes

Loan Officer

NMLS #1254465

Email Sean

Sean Innes served honorably for six years in the U.S. Army Infantry inclusive of a combat tour to the Pech River Valley of Afghanistan. Sean is a graduate of the United States Military Academy at West Point and separated the Army having achieved the rank of Captain. Sean has lived on and off the island of Oahu since 2010 where he now serves on the Veterans United Home Loans of Hawaii team. He is very passionate about ensuring that active duty service members and Veterans receive not only the service they deserve but also the service that is in their best interest. Sean is also a proud father and husband and enjoys living on the North Shore and participating in activities such as surfing, beaching and traveling.

Speak with a Home Loan Specialist today
- or visit us at -
94-539 Puahi St, Waipio, HI 96797
A VA approved lender; Not endorsed or sponsored by the Dept. of Veterans Affairs or any government agency.