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Contact your local Veterans United office in Hawaii

Whether you have questions about your loan options, need help with your account, or are ready to start your home ownership journey, we’re here to serve you. (808) 465-3600

Contact Information

  • Phone (808) 465-3600
  • E-Mail
  • Location 1000 Kamehameha Hwy Ste. 208
    Pearl City, HI 96782
  • Hours Mon. -- Fri.: 8 a.m. -- 5 p.m.
    Saturday and Sunday by appointment only.
  • Community Facebook Instagram

Meet the Team at Veterans United in Hawaii

Tory Tuttle

Loan Officer

NMLS #870114

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Tory Tuttle, originally from Tucson, Arizona, has lived in Hawaii for over 12 years. She brings with her over 16 years of experience in the mortgage industry. She lives on the West side of Oahu with her husband and son. They enjoy hiking with their two dogs and anything outdoors. Tory is passionate about helping her clients achieve their dreams of homeownership and is equipped with the knowledge, skills and experience to assist them throughout their home buying journey.

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Melody Remular

Loan Officer

NMLS #489886

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Working in the finance industry for more than 27 years, and in Oahu for her whole life, Melody provides top-notch financial direction and guidance. Her grandparents, who immigrated to the U.S., instilled in her the value of accomplishing homeownership. What she enjoys the most about her job is seeing that same sign of accomplishment and relief from her borrowers. The joy in their eyes, knowing that what they have worked hard for is now a reality, is why she loves her job. Outside of the office, she and her family love to spend time together and catch up on their favorite Netflix shows and movies.

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Michael Irvine

Loan Officer

NMLS #1338122

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For 10 years, Michael served in the United States Air Force as a Law Enforcement Officer. His military experience has granted him with the aptitude for relating to the conditions his borrowers might be under and maintaining a calm and clear demeanor in stressful situations. This, dovetailed with his 15 years in the mortgage industry, keeps him service-minded, glued to the details and empathetic. His favorite part about the home-buying process is that he gets to work with people to reach their goal, and achieving their goals together. In his community, he's been a youth basketball coach, driver for Meals on Wheels and a Trustee for his church. He enjoys live music, sporting events and having friends and family over for cookouts.

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Nani Serrao

Loan Officer

NMLS #1422779

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Aurora “Nani” Serrao is a loan officer at Veterans United Home Loans of Hawaii. She’s lived in Hawaii since 1988 and has family roots in the Oahu area dating back to the 1800’s. Nani served in the Hawaii National Guard, the Army National Guard and the Air National Guard for a combined total of 20 years. As a daughter and sister of veterans, and a veteran herself, Nani truly knows what the military lifestyle is like. She provides understanding and a great knowledge of resources for her military homebuyers. Outside of work, Nani spends time with her three children, her family and close friends, and loves to help others.

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Sheila Abregano

Loan Specialist

NMLS #1210953

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Sheila Abregano is a loan officer at Veterans United Home Loans of Pearl City. From operations to financing consumer lending, Sheila has worked in various parts of the home loan process, so she’s a knowledgeable partner to have in the home buying journey. She has also lived in Hawaii her entire life. With local knowledge and an understanding of military life, Sheila is able to relate to her customers and go the extra mile for them. She’s excited to teach her homebuyers about all their home buying options, especially the VA Loan benefit. Outside of work, Sheila enjoys spending time with family by going to their favorite breakfast spots, as well as rooting for her daughter’s various extracurricular activities, such as soccer and band.

Speak with a Home Loan Specialist today
- or visit us at -
1000 Kamehameha Hwy Ste. 208, Pearl City, HI 96782
A VA approved lender; Not endorsed or sponsored by the Dept. of Veterans Affairs or any government agency.