VA Loans Insider
VA loan expert Chris Birk brings you the latest news and tips about your VA loan benefit
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The Complete Guide to VA Loan Co-Borrowers, Co-Signers and Joint VA LoansVA loans allow Veterans to have a co-borrower on the loan. Here we break down co-borrower requirements and provide common scenarios around co-borrowing and joint VA loans.
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How VA Loans Work: What Most Borrowers Don’t Know About VA LoansTake a look at the VA loan process explained and 10 things veterans, service members and their families should know before starting their journey through the VA home loan program. -
Can You Have Two VA Loans? Breaking Down Second-Tier Entitlement and Multiple VA LoansVA loan entitlement can be a tricky subject. Here we breakdown second-tier entitlement and what to expect when reusing your VA loan benefits.
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Explaining VA Entitlement: What You've Earned and Why It's ImportantVA loan entitlement can be a confusing subject. Here we break down VA loan entitlement, the different types and how that affects your maximum loan amount.
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Restoration of Entitlement: How to Reuse Your VA Loan Benefit in FullRestoration of entitlement is not an automatic process, but requires some work from the borrower. Learn about the requirements for restoring entitlement and how you can reuse your VA loan benefits.
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An Explanation of VA Entitlement Codes: What Are They, and What Do They Mean?Learn about the most common types of VA entitlement codes and how they impact your VA home loan eligibility. -
VA Home Loan Assumption: What Buyers Need to KnowVA loan assumption is a powerful benefit for buyers and sellers that you won't find with other mortgage options.
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Barndominiums and VA Loans: Everything You Need to KnowBarndominiums are a hybrid between a barn and a condominium, making it another home option using your VA loan.
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Military Service Helps Narrow the Homeownership Gap for Black AmericansBlack Veterans have higher homeownership rates than Black non-Veterans, and the difference in homeownership rates between white and Black Veterans is considerably smaller than the gap between white and Black civilians, according to a review of five years’ worth of Census data.
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VA Construction Loans: How to Build a Home with a VA LoanBuilding your dream home is a possibility with a VA home loan. But it isn’t always an easy road. Here we take a deep dive into VA construction loans and how you can build a home with a VA loan.
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2022 VA Funding Fee: Complete Explainer with Charts and ExemptionsThe VA funding fee is a governmental fee required for many VA borrowers. However, some Veterans are exempt, and the fee varies by VA loan usage and other factors. Here we explore the ins and outs of the VA funding fee, current charts, who's exempt and a handful of unique scenarios.
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VA Termite Inspections By StateThe VA requires a wood-destroying pest inspection for much of the U.S. Learn which states require a termite inspection and who pays.
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Top 50 Cities for Millennial and Generation Z VA Buyers in Fiscal Year 2021Millennial and Gen Z Veterans accounted for more than half of all VA purchase loans in a record year for this historic benefit program. Gen Z in particular is starting to make its presence felt in markets across the country.
