VA Loans Insider
VA loan expert Chris Birk brings you the latest news and tips about your VA loan benefit
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How VA Loans Work: What Most Borrowers Don’t Know About VA LoansA VA Loan is a mortgage option issued by private lenders and partially backed, or guaranteed, by the Department of Veterans Affairs. Here we look at how VA loans work and what most borrowers don’t know about the program.
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Loan Preapproval is Not a GuaranteeLoan preapproval is a positive step for prospective homebuyers, but comes with conditions and contingencies. Understand what to expect here.
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(Updated) VA Loan Eligibility for National Guard and ReserveNational Guard members and Reservists can tap into the same VA loan benefit that’s helped generations of Veterans and active duty service members achieve the dream of homeownership.
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What Clear to Close (CTC) Means for VA BuyersWhen your loan officer calls to say your loan is Clear to Close (CTC), that means the underwriter has approved all documentation necessary for the title company to schedule the closing and start drafting the Closing Disclosure.
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Why VA Loan Limits Don’t Matter For Most Repeat BuyersThe VA’s loan limits have long been a source of confusion and consternation.
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Pros and Cons of Refinancing to a Shorter Mortgage TermWith interest rates hitting historic lows, more homeowners are considering shorter loan terms as an option.
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Occupancy Requirements for VA Refinance LoansThe VA's occupancy requirements can look a little different for VA refinance loans. Qualified Veterans may find flexibility and opportunities to save. -
How to Navigate VA Refinance Closing CostsWhen rates are low, many homeowners begin to look at refinancing their VA home loan. There are specific costs associated with refinancing, and it's important to be aware. -
4 Big Advantages of VA Refinance OptionsDeciding to refinance your VA home loan comes with many advantages. Being aware of these beforehand can ensure a VA refinance is right for you. -
3 Ways to Tap Your Home Equity for CashIf you've decided to tap into your home's equity, it's important to understand all of your options and pick the right one for you and your financial situation. -
2021 Veteran Homebuyer ReportDespite rising rates, surging home prices and lingering COVID-19 concerns, Veterans are hot on homebuying in 2021 and beyond.
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5 Signs a VA Refinance Might Make SenseVeteran homebuyers are met with many unsolicited refinance offers for their VA loan and may find it hard to decide which offer will benefit them. Look for these signs to determine if a VA Refinance makes sense for you. -
4 Ways Your Next VA Loan Might Look DifferentYour VA loan is a lifetime benefit you’ve earned, and you can use it over and over again. Whether it’s to refinance your existing mortgage or buy a new home, things might look different when the time comes to reuse this benefit.
