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VA Loan Statistics

See how the VA Loan program is helping Veterans and service members achieve the dream of homeownership nationwide. Sort by state below.

Chart data is represented in tables below.

Recent VA Loan Data

The VA Home Loan is an amazing benefit that has helped more than 24 million Veterans achieve the dream of homeownership. Created in 1944, the program continues to provide borrowers with powerful mortgage and refinancing options.

Veterans and military families have turned to the VA Loan program in record numbers in recent years.

National VA Loan Statistics

  Total Number of Loans Total Loan Amount Avg. Loan Amount
Purchase Loan 61.3% $129,020,565,570 $398,417
Refinance 38.7% $77,084,743,720 $374,135
Total 528,340 $206,105,309,290 $390,100

State VA Loan Statistics

  Total Purchase Loans Total Refinance Loans Total Home Loans Total Loan Amount Avg. Loan Amount
Grand Total 343,526 306,243 649,769 $263,085,711,528 $404,891
Alabama 8,940 8,466 17,406 $5,898,836,237 $338,897
Alaska 1,945 1,178 3,123 $1,407,246,615 $450,607
Arizona 10,499 10,108 20,607 $8,816,877,947 $427,858
Arkansas 3,999 4,047 8,046 $2,409,970,850 $299,524
California 16,626 17,565 34,191 $21,484,169,429 $628,357
Colorado 8,947 8,394 17,341 $8,915,593,408 $514,134
Connecticut 1,460 1,572 3,032 $1,296,888,279 $427,734
Delaware 1,122 1,318 2,440 $985,753,191 $403,997
District of Columbia 342 276 618 $422,176,695 $683,134
Florida 32,819 23,580 56,399 $22,999,818,507 $407,805
Georgia 16,317 16,718 33,035 $11,987,057,232 $362,859
Guam 170 41 211 $106,479,215 $504,641
Hawaii 2,016 1,344 3,360 $2,537,970,949 $755,348
Idaho 3,104 2,638 5,742 $2,645,820,067 $460,784
Illinois 6,762 7,014 13,776 $4,604,554,218 $334,245
Indiana 5,930 7,118 13,048 $3,968,025,373 $304,110
Iowa 2,695 2,193 4,888 $1,453,513,701 $297,364
Kansas 3,571 2,979 6,550 $2,006,535,766 $306,341
Kentucky 4,539 5,052 9,591 $2,981,889,027 $310,905
Louisiana 4,310 3,510 7,820 $2,367,197,595 $302,711
Maine 1,151 1,552 2,703 $1,010,389,823 $373,803
Maryland 7,602 7,806 15,408 $7,901,820,060 $512,839
Massachusetts 2,068 2,469 4,537 $2,456,768,509 $541,496
Michigan 5,746 7,557 13,303 $4,088,884,330 $307,366
Minnesota 3,630 3,717 7,347 $2,707,720,582 $368,548
Mississippi 3,598 3,201 6,799 $2,043,852,130 $300,611
Missouri 7,110 7,185 14,295 $4,507,226,759 $315,301
Montana 1,490 1,632 3,122 $1,388,173,723 $444,642
Nebraska 2,433 2,014 4,447 $1,517,024,431 $341,134
Nevada 4,765 4,384 9,149 $4,350,947,809 $475,565
New Hampshire 1,164 1,368 2,532 $1,194,344,454 $471,700
New Jersey 2,925 3,487 6,412 $3,101,783,352 $483,747
New Mexico 2,838 2,774 5,612 $2,015,519,473 $359,145
New York 3,954 2,429 6,383 $2,483,428,531 $389,069
North Carolina 20,819 19,546 40,365 $14,503,253,064 $359,303
North Dakota 898 625 1,523 $501,730,617 $329,436
Ohio 9,413 10,540 19,953 $6,132,135,824 $307,329
Oklahoma 6,285 5,265 11,550 $3,522,345,888 $304,965
Oregon 3,501 4,064 7,565 $3,393,965,894 $448,641
Pennsylvania 6,603 7,093 13,696 $4,633,338,720 $338,299
Puerto Rico 839 160 999 $280,259,427 $280,540
Rhode Island 536 651 1,187 $592,012,415 $498,747
South Carolina 11,793 10,306 22,099 $8,190,315,145 $370,619
South Dakota 1,245 877 2,122 $788,556,684 $371,610
Tennessee 10,762 11,245 22,007 $8,460,364,017 $384,440
Texas 45,512 20,619 66,131 $25,867,938,798 $391,162
Utah 2,929 2,964 5,893 $3,053,347,359 $518,131
Vermont 319 339 658 $255,045,316 $387,607
Virgin Islands 33 5 38 $21,886,141 $575,951
Virginia 20,101 18,561 38,662 $18,589,375,451 $480,818
Washington 8,596 9,201 17,797 $9,383,592,342 $527,257
West Virginia 1,877 1,690 3,567 $1,104,862,942 $309,746
Wisconsin 3,750 4,699 8,449 $2,880,085,209 $340,879
Wyoming 1,128 1,107 2,235 $867,042,008 $387,938

VA Home Loan Demographic Statistics

VA demographic breakdowns are released annually (typically by September 30). The charts in the VA demographic breakdowns below currently reflect the most recent available year (2024) and will be updated to 2025 after the new data is published.

Chart data is represented in tables below.

VA Loan Demographics

  Total Number of Loans Total Loan Amount Avg. Loan Amount Total Guaranty Amount Avg. Guaranty Amount
First Time Home Buyer 130,238 $45,510,593,559 $349,442 $11,403,211,388 $87,557
Previous Home Buyer 193,594 $83,509,105,497 $431,362 $20,390,653,513 $105,327
No Down Payment 240,749 $92,068,755,406 $382,426 $22,999,557,991 $95,533
Down Payment 83,083 $36,950,943,650 $444,747 $8,794,306,911 $105,850
Age 18-35 168,897 $62,135,298,843 $343,692 $15,449,281,311 $85,661
Age 36-55 207,684 $91,380,723,016 $439,388 $22,517,199,421 $108,295
Age 56+ 151,759 $52,590,148,736 $334,822 $13,096,273,812 $83,576

Loans Guaranteed by Period of Service

  2025 2024 2023 2022 2021 2020 2019 2018
WWII 25 11 24 68 226 223 135 253
Post WWII 10 8 4 33 75 70 58 90
Korean War 48 50 65 195 589 612 455 647
Post-Korean War 761 696 762 1,979 5,629 6,253 3,606 5,153
Vietnam 8,024 6,862 7,127 15,092 38,951 40,224 22,330 28,749
Post-Vietnam 15,123 12,614 12,831 22,898 47,254 49,793 28,970 33,081
Gulf War 147,667 118,862 111,559 166,525 309,927 308,296 171,383 172,830
Restored Entitlement 265,411 199,537 187,568 414,033 832,420 659,894 296,545 273,700
Service Personnel 77,098 66,809 70,424 108,287 177,583 154,171 85,813 80,241
Reservists 9,367 7,562 7,113 11,668 21,580 21,204 11,116 11,703

Data Source: Department of Veterans Affairs Lender Volume Report. Percentage change is calculated from the previous year. Numbers are subject to change as reporting finalized.

Updated: 10/8/2025